S.J.Res. 128 has not moved since its introduction on Mar 17, 2026, with no cosponsors
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".
Written by the Congressional Research Service [2]. 92 words.
This joint resolution reinstates the Consumer Financial Protection Bureau’s (CFPB’s) guidance on unlawful and unenforceable contract terms published in a June 2024 circular. The circular states that consumer financial service providers that include unlawful or unenforceable terms in contracts with consumers (such as a contract that contains an unlawful waiver of the consumer’s right to sue) may be in violation of the Consumer Financial Protection Act's ban on deceptive acts or practices. The CFPB withdrew this circular on May 12, 2025. This joint resolution disapproves of the rule that withdraws this circular.
- Committees
- Senate Banking, Housing, and Urban Affairs Committee
- Policy area
- Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
- Sponsor
- 6 of 421 bills enacted since 2013
- Text versions
- 2, from introduced in senate to placed on calendar senate · 57 words
- Subjects
- Administrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauConsumer affairsContracts and agency
- Latest action
- May 13, 2026: Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2270-2271)
- Records
- Congress.gov · Bill text
Each bill appears once, under its strongest link. 1 in all.
Identical or companion · 1
- 119th H.J.Res. 185 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Fina D · Introduced