HELPER Act of 2025 has not moved since its introduction on Mar 12, 2025, with cosponsors from both parties
IntroducedMar 12, 2025
Reported—
Passed one chamber—
Passed both—
Law—
What it changes · CRS summary
Written by the Congressional Research Service [2]. 80 words.
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Context
- Committees
- Senate Banking, Housing, and Urban Affairs Committee
- Policy area
- Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
- Sponsor
- 0 of 53 bills enacted since 2013
- Text versions
- 1: introduced in senate · 1,075 words
- Latest action
- Mar 12, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Records
- Congress.gov · Bill text
Exhibit 1Passage odds band at each stage, rated when the bill reached it [4]
Related bills · 2
Each bill appears once, under its strongest link. 2 in all.
Identical or companion · 1
- 119th H.R. 2094 HELPER Act of 2025 R · Introduced
Related, per CRS or House · 1
- 119th H.R. 10524 HELPER Plus Act R · Introduced
Exhibit 2Articles naming the bill per day, last 90 days, US sources [3]