Docket HopperPart I · Bills · 119th S. 1527
S. 1527 · 119th CongressFinance and Financial Sector

Housing Affordability Act has not moved since its introduction on Apr 30, 2025, with cosponsors, all Republicans

Sponsored by Gallego, Ruben D-AZ · 2 cosponsors: 0 Democrats, 2 Republicans
IntroducedApr 30, 2025
Reported—
Passed one chamber—
Passed both—
Law—
What it changes · CRS summary

Written by the Congressional Research Service [2]. 107 words.

Housing Affordability Act This bill increases the Federal Housing Administration’s (FHA's) multifamily housing loan limits for mortgage insurance and requires the use of a more specific inflation index for these limits. Specifically, the bill increases the loan limits to qualify for FHA mortgage insurance for rental housing, cooperative housing, rehabilitation and neighborhood conservation housing, housing for moderate income and displaced families, housing for elderly persons, and condominiums, and it requires these limits to be indexed to the Price Deflator Index of Multifamily Residential Units Under Construction released by the Bureau of the Census. Currently, these limits are indexed to the Consumer Price Index for All Urban Consumers.

Context
Committees
Senate Banking, Housing, and Urban Affairs Committee
Policy area
Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
Sponsor
4 of 170 bills enacted since 2013
Text versions
1: introduced in senate · 734 words
Latest action
Apr 30, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Records
Congress.gov · Bill text
Exhibit 1Passage odds band at each stage, rated when the bill reached it [4]
Related bills · 2

Each bill appears once, under its strongest link. 2 in all.

Shared text, or included in a law · 1
Related, per CRS or House · 1

See these 71 bills on the network map →

Exhibit 2Articles naming the bill per day, last 90 days, US sources [3]