Docket HopperPart I · Bills · 119th H.R. 8141
H.R. 8141 · 119th CongressFinance and Financial Sector

Fair Credit Reporting Reseller Accuracy Act was reported by committee and awaits a floor vote

Sponsored by Lawler, Michael R-NY · 3 cosponsors: 1 Democrat, 2 Republicans
IntroducedMar 27, 2026
ReportedJun 30, 2026
Passed one chamber—
Passed both—
Law—
What it changes · CRS summary

Written by the Congressional Research Service [2]. 93 words.

Fair Credit Reporting Reseller Accuracy Act This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides. A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

Context
Committees
House Financial Services Committee
Policy area
Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
Sponsor
1 of 178 bills enacted since 2013
Text versions
2, from introduced in house to reported in house · 145 words
Subjects
Consumer creditData collection, sharing, protectionRetail and wholesale trades
Latest action
Sep 1, 2026: Placed on the Union Calendar, Calendar No. 689.
Records
Congress.gov · Bill text
Exhibit 1Passage odds band at each stage, rated when the bill reached it [4]
Related bills · 0

The bill status record lists no related bills.

Exhibit 2Articles naming the bill per day, last 90 days, US sources [3]