Rural Depositories Revitalization Study Act was reported by committee and awaits a floor vote
IntroducedDec 9, 2025
ReportedDec 17, 2025
Passed one chamber—
Passed both—
Law—
What it changes · CRS summary
Written by the Congressional Research Service [2]. 80 words.
Rural Depositories Revitalization Study Act This bill requires federal banking agencies to study and report on approaches to support rural depository institutions. Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions.
Context
- Committees
- House Financial Services Committee
- Policy area
- Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
- Sponsor
- 2 of 112 bills enacted since 2013
- Text versions
- 2, from introduced in house to reported in house · 233 words
- Subjects
- Bank accounts, deposits, capitalCongressional oversightFinancial services and investmentsGovernment information and archivesGovernment studies and investigationsRural conditions and development
- Latest action
- Feb 2, 2026: Placed on the Union Calendar, Calendar No. 404.
- Records
- Congress.gov · Bill text
Exhibit 1Passage odds band at each stage, rated when the bill reached it [4]
Related bills · 2
Each bill appears once, under its strongest link. 2 in all.
Shared text, or included in a law · 1
- 119th H.R. 6644 21st Century ROAD to Housing Act R · Law
Related, per CRS or House · 1
- 119th H.R. 6955 Main Street Capital Access Act R · Passed one chamber
Exhibit 2Articles naming the bill per day, last 90 days, US sources [3]