TRUST Act of 2025 passed the House 299 days after introduction and awaits a vote in the Senate
IntroducedJul 17, 2025
ReportedJul 23, 2025
Passed one chamberMay 12, 2026
Passed both—
Law—
What it changes · CRS summary
Written by the Congressional Research Service [2]. 71 words.
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Context
- Committees
- House Financial Services Committee
Senate Banking, Housing, and Urban Affairs Committee - Policy area
- Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
- Sponsor
- 0 of 28 bills enacted since 2013
- Text versions
- 4, from introduced in house to referred in senate · 73 words
- Subjects
- Bank accounts, deposits, capitalBanking and financial institutions regulationCorporate finance and managementFederal Deposit Insurance Corporation (FDIC)Performance measurement
- Latest action
- May 13, 2026: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Records
- Congress.gov · Bill text
Exhibit 1Passage odds band at each stage, rated when the bill reached it [4]
Related bills · 1
Each bill appears once, under its strongest link. 1 in all.
Related, per CRS or House · 1
- 119th S. 3830 TRUST Act of 2026 R · Introduced
Exhibit 2Articles naming the bill per day, last 90 days, US sources [3]