Docket HopperPart I · Bills · 119th H.R. 1138
H.R. 1138 · 119th CongressFinance and Financial Sector

Payment Choice Act of 2025 has not moved since its introduction on Feb 7, 2025, with cosponsors split almost evenly between the parties

Sponsored by Rose, John W. R-TN · 25 cosponsors: 12 Democrats, 13 Republicans
IntroducedFeb 7, 2025
Reported—
Passed one chamber—
Passed both—
Law—
What it changes · CRS summary

Written by the Congressional Research Service [2]. 140 words.

Payment Choice Act of 2025 This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Context
Committees
House Financial Services Committee
Policy area
Finance and Financial Sector: 53 of 3,256 bills became law, 113th–118th (1.6%)
Sponsor
1 of 32 bills enacted since 2013
Text versions
1: introduced in house · 1,381 words
Latest action
Feb 7, 2025: Referred to the House Committee on Financial Services.
Records
Congress.gov · Bill text
Exhibit 1Passage odds band at each stage, rated when the bill reached it [4]
Related bills · 0

The bill status record lists no related bills.

Exhibit 2Articles naming the bill per day, last 90 days, US sources [3]